What You'll Learn
How to fund your Topstep Brokerage account through Prop Payout to Brokerage or the Client Portal
Which deposit methods are available (debit cards, Apple/Google Pay, and bank wires) and their fees
How deposit processing times and same-day availability work
Why your bank or card statement may show "Plus500US" instead of Topstep Brokerage
There are several options to add funds to your Topstep Brokerage account. For U.S. Topstep Proprietary Traders, Prop Payout to Brokerage is one option to consider alongside standard deposit methods.
Prop Payout to Brokerage
No fees
Request directly via the Topstep Brokerage client portal or Topstep Proprietary Dashboard
Same-day availability to your Topstep Brokerage account if requested by 12 PM CT
Alternative options to fund your account
You can also deposit funds directly through the Topstep Brokerage Client Portal:
Log in to your Client Portal
Select Deposit
Choose one of the available funding methods below
Debit Cards | Apple/Google Pay
Processing fee: 1%
Funding via supported* debit cards
Apple Pay and Google Pay are available when using an eligible debit card
*Virtual cards not linked to a physical card are not accepted at this time.
Bank Wires
Domestic and international wires are accepted, where supported by your bank
Outbound wire fee: $10 USD
Inbound wire fee: $0 USD
Accounts are maintained in U.S. dollars. Processing times vary by funding method and your financial institution. Funds may be available for trading on the same day the deposit is submitted, subject to processing and review.
What Will Appear on Your Bank Statement
Deposits are processed through Plus500US Financial Services LLC, our Futures Commission Merchant (FCM), so the debit will typically appear on your bank or card statement under Plus500US rather than Topstep Brokerage. If you don't recognize a charge from Plus500US, contact the Trade Desk before disputing it with your bank.
FAQ
Is there a fee to deposit funds?
Prop Payout to Brokerage has no fees. Debit card deposits carry a 1% processing fee. Inbound wires have no fee; outbound wires are $10.
How quickly will my deposit be available to trade?
Availability depends on the funding method and your financial institution, though funds requested by 12 PM CT via Prop Payout to Brokerage are available the same day.
Why does my bank statement show "Plus500US" instead of Topstep Brokerage?
Deposits are processed through Plus500US Financial Services LLC, our clearing FCM, so the charge is typically listed under that name.
Questions about funding your account? Contact our Support Team, we’re happy to help.